Loan Assistance

Typically: KYC (Aadhaar, PAN), address proof, last 3–6 months' bank statements, salary slips or 2–3 years' ITR for the self-employed, and the property papers. We share a ready checklist matched to your lender so you gather everything once.

For home loans banks usually finance up to 75–90% of the property value (the loan-to-value ratio); commercial property is typically funded at a lower 55–70%. You arrange the balance as down payment, plus registration and stamp duty. Higher own contribution often means a better rate.

Pre-approval can come in a few working days once documents are in. Full sanction and disbursal — including property and legal verification — typically takes 1–3 weeks depending on the bank and how complete your file is.

Yes. A pre-approval tells you your sanctioned budget up front, which strengthens your position when booking a unit. It is based on your income and credit profile and is usually valid for a few months.

Home loan tenures run up to 30 years, subject to your age at loan maturity. A longer tenure lowers the EMI but raises total interest — use our EMI calculator to see the trade-off for your numbers.

Floating rates move with the market and are usually lower to start, ideal when rates are stable or falling. Fixed rates lock your EMI for certainty. Many buyers choose floating for long tenures; we walk you through what fits your situation.

We are approved by all major banks, so for both home and commercial loans we can source and compare offers for you, hand you a lender-specific document checklist, coordinate the property and legal verification, and follow up with the bank through sanction and disbursal. You get one point of contact instead of chasing branches.